SpeechApp: Speech to Text — Terms of Use (Global)

Effective date: 25 Sep 2025 • Version: 2.0 (Worldwide)

These Terms of Use (”Terms”) are a binding agreement between Mindloop Apps Ltd. (”Mindloop”, “we”, “us”, “our”) and you regarding your use of SpeechApp: Speech to Text for iOS (the “Service”). By installing or using the Service, you agree to these Terms.

Publisher
Mindloop Apps Ltd. • Agion Omologiton 15, 1080 Nicosia, Cyprus
Contact: [email protected]

Territorial scope. We offer the Service worldwide (subject to App Store availability). Features, notices, or legal terms may vary by region to comply with local law. You are responsible for compliance with local laws. We may geo‑block, limit, or suspend access where legally required.

1. The Service

SpeechApp captures microphone audio you choose to record and returns transcribed text and optional prompt‑based edits by sending your audio and text to third‑party AI APIs (currently OpenAI). We use cloud infrastructure (currently AWS us‑east‑1) and analytics/diagnostics tools (Amplitude, Firebase/Crashlytics). Subscription features are sold via Apple In‑App Purchases and managed via RevenueCat.

We may update or discontinue features at any time. We may push automatic updates. Continued use means you accept updates.

2. Eligibility; Minors

General‑audience app rated 4+. If you are under 13, you may use the Service only with the permission and direct supervision of a parent or legal guardian who agrees to these Terms on your behalf. If you are 13–17, you represent you have parental consent or are an emancipated minor. We do not offer user accounts.

3. License to the Service

We grant you a personal, limited, revocable, non‑exclusive, non‑transferable license to install and use the iOS app on Apple‑branded devices that you own or control, solely for personal, non‑commercial use, worldwide (where available) and in accordance with these Terms and the Apple Media Services rules. We reserve all rights not expressly granted.

Prohibited actions (examples):
(i) copy, modify, adapt, translate, reverse engineer, decompile, or attempt to extract source code (except to the extent such restrictions are prohibited by law);(ii) bypass or interfere with security, rate limits, or access controls;(iii) use the Service for scraping, dataset creation, or model training;(iv) use for high‑risk or safety‑critical purposes (e.g., medical diagnosis, emergency services, vehicle/aircraft operation);(v) submit unlawful, infringing, or harmful content (e.g., harassment, CSAM, doxxing, malware, spam);(vi) violate export/sanctions laws;(vii) resell, sublicense, or provide the Service to third parties as a service bureau.

4. Your Content; Rights you grant to us

Your Content means audio you record and any text you submit (including prompts). You retain your rights in Your Content. You grant Mindloop and our service providers a worldwide, royalty‑free license to host, process, transmit, cache, and technically modify Your Content solely to provide, maintain, secure, and improve the Service (e.g., queue/retry, content delivery, logging, and diagnostics). This license terminates when Your Content is deleted from our systems per our retention schedule (see the Privacy Policy).

You represent that you have all rights necessary to submit Your Content and that it does not violate law or others’ rights (including privacy, publicity, and IP rights).

5. Output; Responsibility

The Service may return Output (e.g., transcriptions, prompt‑based edits) generated by third‑party AI systems. As between you and us, you own your Output, subject to any third‑party terms that may apply to AI services. We do not guarantee that Output is accurate, complete, original, or non‑infringing, and similar or identical Output may be generated for others. You are responsible for evaluating and using Output and for complying with applicable laws when you use, publish, or share Output.

6. Subscriptions; Trials; Billing

Paid features are offered as auto‑renewing subscriptions through Apple. Prices are displayed in‑app and may change. Apple handles billing; RevenueCat manages entitlements.

Taxes may apply. We may offer promotional codes; conditions may apply and may be withdrawn at any time.

7. Third‑Party Services Third‑Party Services

Your use of Apple App Store services, OpenAI APIs, and analytics/crash tools is also subject to those providers’ terms and privacy policies. We are not responsible for third‑party services, content, or availability. We may change processors/providers.

8. Privacy

Our Privacy Policy (Global) explains how we handle information, including retention of audio for up to 24 hours and use of analytics/diagnostics. By using the Service, you agree to our privacy practices. Contact [email protected] for questions

9. IP Ownership; Feedback

The Service (including the app, software, documentation, and all trademarks) is owned by Mindloop or our licensors and is protected by IP laws. Feedback you provide (ideas, suggestions) is non‑confidential; you grant us a perpetual, irrevocable, worldwide, royalty‑free license to use it without restriction.

9.A) Acceptable Use; Abuse & Fair Use

You agree to use the Service lawfully and reasonably. In addition to Section 3 (Prohibited actions):

9.B) Copyright & Takedown (Non‑DMCA Notice)

We do not operate a public hosting platform; audio is transient on our systems (typically ≤24 hours). If you believe the Service was used to infringe your rights:

Notices. Email [email protected] with: (i) identification of the work; (ii) identification of the allegedly infringing material and the date/time of use; (iii) contact information; (iv) a statement of good‑faith belief that the use is not authorized; (v) a statement made under penalty of perjury that the information is accurate and that you are the rightsholder or authorized to act; and (vi) your signature (physical or electronic). Where we have control, we may remove/disable access and may notify the user, if identifiable.

Counter‑notices. If you believe a notice was in error, email [email protected] with: (i) identification of the material; (ii) a statement, under penalty of perjury, of your good‑faith belief that the material was removed or disabled as a result of mistake or misidentification; and (iii) your contact information. We may restore access at our discretion. This section does not limit any party’s rights or obligations under applicable law.

10. Disclaimers

THE SERVICE AND OUTPUT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON‑INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR‑FREE, UNINTERRUPTED, OR THAT OUTPUT WILL BE RELIABLE OR SUITABLE FOR ANY PURPOSE. THE SERVICE IS NOT A SUBSTITUTE FOR PROFESSIONAL ADVICE OR EMERGENCY SERVICES. DO NOT USE THE SERVICE WHILE DRIVING OR OPERATING MACHINERY; doing so may be illegal and dangerous.

11. Limitation of Liability Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER MINDLOOP NOR ITS AFFILIATES, OFFICERS, EMPLOYEES, OR SUPPLIERS WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ALL CLAIMS IN THE AGGREGATE WILL NOT EXCEED THE GREATER OF (A) US$100 OR (B) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM. SOME STATES DO NOT ALLOW LIMITATIONS; YOUR RIGHTS MAY VARY.

12. Indemnification

You will defend, indemnify, and hold harmless Mindloop and its affiliates, officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to Your Content, your use of the Service, or your violation of these Terms or applicable law.

13. Suspension and Termination

We may suspend or terminate access immediately for violations of these Terms, suspected fraud, legal risk, security risks, or discontinuation of the Service. You may stop using the Service at any time and may cancel subscriptions via Apple. Upon termination, rights and licenses granted to you will end, except those that by their nature should survive (e.g., Sections 9–17).

14. Export; Sanctions; Government Use

You must comply with U.S. export and sanctions laws and not use the Service in embargoed or sanctioned jurisdictions or for prohibited end‑uses. The app and documentation are “Commercial Items” under FAR/DFARS; use by the U.S. Government is subject to these Terms.

15. Changes to the Service or Terms

We may modify these Terms. We will post updates in‑app with the new effective date. Material changes will be highlighted in‑app. If you continue using the Service after changes become effective, you accept the changes.

16. Governing Law; Arbitration; Class‑Action Waiver

Governing law. These Terms are governed by the laws of the Republic of Cyprus, without regard to conflict‑of‑law rules.

US residents — Arbitration. If you reside in the United States, any dispute arising out of or relating to these Terms or the Service will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Venue/seat will be the county of your residence in the United States (or remote proceedings if permitted by AAA). Either party may seek relief in small claims court for qualifying disputes. U.S. federal arbitration law (FAA) governs the interpretation and enforcement of this arbitration agreement.

Non‑US residents — Courts of Cyprus. If you reside outside the United States, you agree to the exclusive jurisdiction and venue of the courts of Nicosia, Cyprus, except where mandatory consumer laws in your country grant you additional rights or a different forum; in that case, this Section applies to the maximum extent permitted by law.

Class action waiver. Disputes will be resolved only on an individual basis; class, consolidated, or representative proceedings are not permitted.

Opt‑out (US residents). You may opt out of arbitration within 30 days after you first agree to these Terms by emailing [email protected] with subject “Arbitration Opt‑Out” and your device ID and purchase receipt. If you opt out, or if this arbitration agreement is found unenforceable, the exclusive venue will be the state or federal courts located in Delaware (USA) for US residents, and the courts of Cyprus for non‑US residents.

17. Apple App Store Terms App Store Terms

These Terms are between you and Mindloop, not Apple. Apple has no responsibility for the app or its content. Apple has no obligation to provide maintenance or support. To the extent any warranty applies that cannot be disclaimed, Apple may refund the purchase price (if any). Apple and Apple’s subsidiaries are third‑party beneficiaries of these Terms and may enforce them against you.

18. Miscellaneous

Entire agreement. These Terms and any policies referenced (e.g., Privacy Policy) are the entire agreement.

Assignment. You may not assign these Terms without our consent; we may assign freely.

Severability. If any provision is unenforceable, the remainder stays in effect.

Waiver. Failure to enforce is not a waiver.

Force majeure. We are not liable for delays/failures due to events beyond our reasonable control.

Notices. We may send notices via in‑app messages or email. You may send legal notices to [email protected].

State Law Disclosures (summary)

We do not sell or share personal information or engage in targeted advertising. Your state may grant additional consumer rights; see our Privacy Policy for details and request channels.

© 2025 Mindloop Apps Ltd.